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Financial investment in bull market. How

About Saleeby & Associates, Inc.

Saleeby & Associates, Inc. is an investment firm specializing in personal client investment relationships in the affluent marketplace focusing on service, integrity, and performance.  Our President, Ray Saleeby, is an independent broker and investment advisor representative with Cutter & Company, a registered broker dealer, member of FINRA, and a SEC-registered investment advisor.

We believe our success is a result of Ray Saleeby's experience in the industry for the past 41 years, dedication to independent analysis and research, proprietary investment evaluation methodology and the entire team's unwavering commitment to honesty, integrity and customer service. We encourage you to learn more about us by browsing our website and certainly appreciate your time.  Let us know what we can do to earn your business today. If you are an existing client, we are grateful for the opportunity to serve you and look forward to the future.    

State Broker Registration Map Only 7.23.

Our business has grown across the USA primarily through client referrals from satisfied customers.
While not all financial services are offered in each state, Ray Saleeby is a registered Investment Advisor Rep through Cutter & Company, Inc. in many states as shown on the map below.  As we continue to grow our business, we look forward to welcoming new clients and growing our state broker registration.

Collage Quoted in Media Approved 2.28.17

Ray Saleeby has been through many investment cycles and gained valuable knowledge and experience to distinguish him from other financial advisors.  He has been quoted in the media throughout his career by various sources and it's an honor and privilege to have this rapport with the media and your voice heard among many readers.

FINRA Broker Check

With over 800,000 securities professionals licensed to conduct business in the United States, it is important to have as much information as possible when choosing your investment professional. BrokerCheck is a free tool that shows employment history, certifications, licenses, and any violations for brokers. We welcome you to follow the link below to see Ray's investment experience and background. You can search by: Raymond Saleeby or CRD#1052428

About Cutter & Company

Cutter & Company is a locally owned, dually registered broker-dealer and investment advisor. Established in 1988, the firm was co-founded by William Meyer, President, and Deborah Castiglioni, Chief Executive Officer.

The broker-dealer firm is registered in over 45 states. The insurance division is registered in approximately 19 states and provides access to health, dental, life, disability, long term care, Medicare supplements, cafeteria plans, and accidental death and dismemberment insurance. The investment advisor operates in the states of Missouri, Florida, Illinois, Iowa, Kansas, Kentucky, California, Georgia, Massachusetts, Ohio, Texas, Arkansas, Arizona, Colorado, Maryland, North Carolina, New Jersey, Nevada, Pennsylvania, South Carolina, and Tennessee.  Mr. Saleeby is registered with the following state regulatory agencies: Arizona, California, Colorado, Connecticut, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New York, North Carolina, Ohio, Oklahoma, South Carolina, South Dakota, Texas, Virginia, Washington and Wisconsin.          

Cutter & Company, Inc. clears its securities transactions through First Clearing, LLC.

About First Clearing LLC

As part of our commitment to providing quality service to its clients, First Clearing, LLC provides the benefit of a firm with a long heritage in the full-service brokerage business.

Headquartered in St. Louis, Missouri, First Clearing, LLC provides quality securities-execution and brokerage-clearance services. First Clearing, LLC is also a member of the New York Stock Exchange, NASDAQ, and other major exchanges (click the icons below to read further details).

Wide Range of Products and Services


First Clearing LLC's long experience in serving some of the most respected securities firms in America allows us to offer you both traditional and innovative financial services:
◾ Asset-management accounts with check writing and ATM access 
◾ Personal financial planning services 
◾ A full range of retirement plans for individuals and businesses, and analysis to help you decide which ones are right for you 
◾ Traditional brokerage accounts 
◾ A variety of fee-based brokerage accounts for stocks - where you pay an annual fee (based on the assets in your account) in lieu of individual commissions - and receive quarterly performance reviews 
◾ A fee-based mutual fund consulting service that gives you access to more than 1,900 no-load and load-waived funds 
◾ Strategic and tactical asset-allocation services 
◾ Special services for retired investors 
◾ Private credit line (margin account) 
◾ Unbiased investment research from Wachovia equity research, Credit Suisse, and Standard & Poor's 
◾ Timely investment strategy and mutual fund reports, including specific stock and fund recommendations

Manage Your Borrowing Needs
◾ Mortgages - including interest-only options 
◾ Home equity lines and loans 
◾ Personal loans and unsecured lines of credit 
◾ SBA lending

Preserve and Transfer Assets
◾ Personal Trust 
◾ Delaware Trust 
◾ Family Limited Partnership 
◾ Family Trust, including Personal Care Services

Account Protection
◾ Coverage for cash and securities in protected client brokerage accounts is provided from two sources. The SIPC protects customers of its members up to $500,000, including $100,000 for claims of cash. For clients who have received the full SIPC payout limit, First Clearing's policy with Lloyd's provides additional coverage above the SIPC limit for any missing securities and cash in client brokerage accounts up to a firm aggregate limit of $1 billion (including up to $1.9 million for cash per client). In other words, the aggregate amount of all client losses covered under this policy are subject to a limit of $1 billion, with each client covered up to $1.9 million for cash. Please note that Money Market Funds are treated as securities and would be considered for coverage under SIPC and the additional coverage through Lloyd's (subject to the firm aggregate limit of $1 billion, but not subject to the $1.9 million in cash limit per client). Neither SIPC nor the additional insurance provided through Lloyd's, in particular the $1.9 million in cash, covers balances in the Bank Deposit Sweep Program. Balances in the Bank Deposit Sweep Program are instead covered by the FDIC up to the specified limits of $250,000 per client per bank. 
◾ This coverage does not protect against losses from any change in the market values of investments. 
◾ FCC Money Market Funds are considered securities, and are protected like any other covered security. 
◾ These protections only apply to accounts held at First Clearing, LLC.

Insurance and Employee Benefits - offered through Cutter & Company
◾ Life and Health insurance for individuals and corporations 
◾ 401(k) Plans 
◾ Deferred Compensation Programs 
◾ Keyman Insurance 
◾ Estate Planning

Disclosure: First Clearing is a trade name used by Wells Fargo Clearing Services, LLC. Member SIPC, a registered broker-dealer and non-bank affiliate of Wells Fargo & Company.

About FCC

About Wells Fargo

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